How much dwelling coverage is sufficient for a home owner's insurance.?

Wow, excellent answers, so glad I asked! It's so tempting to pay much less for the lower coverage, but what would be the point if God forbid something happened to the home and i don't get enough to repair/rebuild. They're all quoting me based on $160/sq foot to rebuild when the house has remodeled kitchen, copper plumbing, upgraded electrical, hardwood floors etc etc AND it's in an expensive city and there's so much inflation these days...

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